:root{--navy:#0c2c54;--navy2:#123a6d;--navy3:#0a2343;--gold:#c9a24b;--gold2:#e2c37c;--ink:#16233a;--muted:#5a6b85;--line:#e4e9f2;--paper:#f7f8fb;--card:#fff}
*{margin:0;padding:0;box-sizing:border-box}html,body{overflow-x:hidden}input,select,textarea{min-width:0;max-width:100%}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Fraunces',Georgia,serif}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
/* preview ribbon - REMOVE AT GO-LIVE */
.pvbar{background:var(--gold);color:#231a04;font-size:12.5px;font-weight:600;text-align:center;padding:6px 14px}
header{background:var(--navy);position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(201,162,75,.35)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:11px;color:#fff}
.brand img{width:40px;height:auto}
.brand b{font-family:'Fraunces',serif;font-weight:600;font-size:17.5px;display:block;line-height:1.15}
.brand small{color:var(--gold2);font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase}
.navlinks{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:500;color:#dbe4f2}
.navlinks a:hover{color:var(--gold2)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:#1d1503;font-weight:700;font-size:14px;padding:11px 20px;border-radius:999px;border:none;cursor:pointer;transition:.15s}
.btn.line{background:transparent;border:1.5px solid var(--line);color:var(--muted)}
.btn:hover{background:var(--gold2);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4)}
.btn.goldline{background:transparent;color:var(--gold2);border:1.5px solid var(--gold)}
.btn.ghost:hover{border-color:var(--gold);color:var(--gold2);background:transparent}
.btn.wa{background:#1fae54;color:#fff}.btn.wa:hover{background:#23c15e}
.hb{display:none;background:none;border:1px solid rgba(201,162,75,.5);border-radius:10px;padding:8px 11px;color:var(--gold2);font-size:19px;line-height:1;cursor:pointer}
.nav{position:relative}
@media(max-width:860px){.navlinks{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy3);flex-direction:column;align-items:stretch;padding:16px 22px 20px;gap:16px;border-bottom:1px solid rgba(201,162,75,.35)}
.navlinks.open{display:flex}.hb{display:block}}

.hero{background:linear-gradient(160deg,var(--navy3),var(--navy) 45%,var(--navy2));color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border:1px solid rgba(201,162,75,.22);border-radius:50%}
.hero::before{content:"";position:absolute;right:-80px;top:-80px;width:520px;height:520px;border:1px solid rgba(201,162,75,.13);border-radius:50%}
.hero .wrap{position:relative;z-index:2;padding-top:80px;padding-bottom:88px;max-width:920px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold2);margin-bottom:22px}
.eyebrow::before{content:"";width:34px;height:1.5px;background:var(--gold)}
.hero h1{font-size:clamp(33px,5.2vw,56px);font-weight:600;line-height:1.12;margin-bottom:20px}
.hero h1 em{font-style:italic;color:var(--gold2)}
.hero p.lead{font-size:17px;color:#c3d0e5;max-width:660px;margin-bottom:32px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap}
.strip{background:#fff;border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;flex-wrap:wrap;gap:12px 38px;justify-content:center;padding:17px 22px;font-size:13.5px;font-weight:600;color:var(--muted)}
.strip span{display:flex;align-items:center;gap:8px}
.strip svg{color:var(--gold)}
section{padding:74px 0}
.kicker{font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:12px}
h2{font-size:clamp(26px,3.3vw,37px);font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:14px}
.sub{color:var(--muted);font-size:16px;max-width:640px;margin-bottom:40px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.step{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px 26px}
.step .n{font-family:'Fraunces',serif;color:var(--gold);font-size:15px;letter-spacing:.1em;margin-bottom:12px}
.step h3{font-size:19px;color:var(--navy);margin-bottom:8px}
.step p{font-size:14.5px;color:var(--muted)}
/* chart */
.chart-tools{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-bottom:18px}
.search{flex:1;min-width:230px;position:relative}
.search input{width:100%;padding:12px 16px 12px 42px;border:1px solid var(--line);border-radius:12px;font-size:14.5px;font-family:inherit;background:#fff}
.search svg{position:absolute;left:14px;top:14px;color:var(--muted)}
.pills{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}
.pill{border:1px solid var(--line);background:#fff;color:var(--muted);font-size:13px;font-weight:600;padding:8px 15px;border-radius:999px;cursor:pointer;transition:.15s;font-family:inherit}
.pill.on,.pill:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.tblwrap{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;margin-bottom:26px}
.tblwrap h3{background:linear-gradient(150deg,var(--navy),var(--navy2));color:#fff;font-size:17px;padding:15px 20px}
.tblwrap .snote{font-size:12.5px;color:var(--gold2);font-weight:600;font-family:'Inter';margin-left:10px}
table{width:100%;border-collapse:collapse;font-size:13.5px}
th{background:#f2f5fa;color:var(--muted);font-size:11.5px;text-transform:uppercase;letter-spacing:.06em;text-align:left;padding:10px 14px;font-weight:700}
td{padding:11px 14px;border-top:1px solid #eef1f7;color:var(--ink)}
td.num,th.num{text-align:right;white-space:nowrap}
td.comm{color:#146b38;font-weight:700;text-align:right;white-space:nowrap}
tr:hover td{background:#f8fafd}
.note-box{background:#fff8ec;border:1px solid #ecd9a8;border-radius:14px;padding:20px 24px;font-size:13.5px;color:#6b5420}
.note-box b{color:#4a3a10}
.note-box li{margin:6px 0 6px 18px}
/* benefits */
.bens{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:980px){.bens{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.bens{grid-template-columns:1fr}}
.ben{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:26px 22px}
.ben .ic{width:46px;height:46px;border-radius:12px;background:linear-gradient(150deg,var(--navy),var(--navy2));display:grid;place-items:center;margin-bottom:16px}
.ben .ic svg{color:var(--gold2)}
.ben h3{font-size:17px;color:var(--navy);margin-bottom:6px}
.ben p{font-size:13.5px;color:var(--muted)}
/* join */
.join{background:linear-gradient(160deg,var(--navy3),var(--navy) 55%,var(--navy2));color:#fff}
.join h2{color:#fff}.join .sub{color:#aebfd9}
.join-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:start}
@media(max-width:860px){.join-grid{grid-template-columns:1fr}}
.jcard{background:#fff;border-radius:18px;padding:30px 28px;color:var(--ink)}
.jsteps{display:flex;gap:8px;margin-bottom:18px}
.jdot{height:4px;flex:1;border-radius:99px;background:#e5e9f2;transition:.2s}
.jdot.on{background:var(--gold)}
.jnav{display:flex;gap:10px;justify-content:space-between;margin-top:6px}
.jnav .btn{flex:1;justify-content:center}
.tiers{display:flex;flex-direction:column;gap:10px;margin-bottom:14px}
.tieropt{display:flex;gap:12px;align-items:flex-start;border:1.5px solid var(--line);border-radius:14px;padding:14px 16px;cursor:pointer;transition:.15s}
.tieropt:has(input:checked){border-color:var(--gold);background:#fffcf3}
.tieropt input{margin-top:4px;accent-color:var(--gold2)}
.tieropt span{display:flex;flex-direction:column;gap:2px}
.tieropt b{font-size:15px;color:var(--navy)}
.tieropt small{font-size:12.5px;color:var(--muted)}
.tieropt em{font-style:normal;font-size:13.5px;font-weight:700;color:var(--gold2)}
.jreview{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:14px;margin-bottom:14px}
.jreview .r{display:flex;justify-content:space-between;gap:10px;padding:5px 0}
.jreview .r span{color:var(--muted)}
.jreview .r b{color:var(--ink);text-align:right}
.jreview .r.total{border-top:1px dashed var(--line);margin-top:6px;padding-top:10px}
.jreview .r.total b{color:var(--gold2);font-size:17px}
.jdone-ic{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;font-size:26px;margin:6px auto 14px}
.jdone-ic.ok{background:#e6f6ec;color:#146b38}
.jdone-ic.bad{background:#fdeceb;color:#c0392b}
#j-done{text-align:center;padding:10px 4px}
#j-done h3{color:var(--navy);font-size:20px;margin-bottom:8px}
#j-done p{font-size:14px;color:var(--muted);line-height:1.6}
.jcard h3{color:var(--navy);font-size:20px;margin-bottom:6px}
.jcard p.hint{font-size:13px;color:var(--muted);margin-bottom:18px}
.f{display:flex;flex-direction:column;gap:5px;margin-bottom:14px}
.f label{font-size:12.5px;font-weight:600;color:var(--muted)}
.f input,.f textarea,.f select{width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:10px;font-size:14.5px;font-family:inherit}
.f input:focus,.f textarea:focus{outline:none;border-color:var(--navy2)}
.fmsg{font-size:13.5px;font-weight:600;margin-top:6px;min-height:20px}
.fmsg.ok{color:#146b38}.fmsg.err{color:#c0392b}
.join-points{display:flex;flex-direction:column;gap:14px;margin-top:10px}
.jp{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:#dbe4f2}
.jp svg{color:var(--gold);flex:none;margin-top:4px}
/* faq */
.faq{max-width:820px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin-bottom:12px}
.faq summary{font-weight:600;font-size:15.5px;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";color:var(--gold);font-size:20px;font-weight:700}
.faq details[open] summary::after{content:"–"}
.faq p{font-size:14.5px;color:var(--muted);margin-top:10px}
.fadeup{opacity:0;transform:translateY(20px);transition:opacity .55s ease,transform .55s ease}
.fadeup.in{opacity:1;transform:none}
.step,.ben,.jcard{transition:transform .2s ease,box-shadow .2s ease}
.step:hover,.ben:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(13,27,62,.09)}
.btn{transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 18px rgba(201,162,75,.35)}
.tieropt{transition:border-color .15s,background .15s,transform .15s}
.tieropt:hover{transform:translateY(-2px)}
@media(prefers-reduced-motion:reduce){.fadeup{opacity:1!important;transform:none!important;transition:none}.step:hover,.ben:hover,.btn:hover,.tieropt:hover{transform:none;box-shadow:none}}
footer{background:var(--navy3);color:#8fa3c2;font-size:13.5px;padding:36px 0 28px;text-align:center;border-top:1px solid rgba(201,162,75,.25)}
footer .fb{color:var(--gold2);font-weight:600;font-size:14.5px;margin-bottom:6px}
footer a{color:#c3d0e5;text-decoration:underline;text-underline-offset:2px}
.upi-panel{background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:18px}
.upi-amt{font-size:17px;margin-bottom:12px}
.upi-amt b{color:var(--gold2);font-size:20px}
.upi-row{display:flex;gap:10px;align-items:center;padding:6px 0;font-size:14px;flex-wrap:wrap}
.upi-row span{color:var(--muted);min-width:46px}
.upi-qr{display:flex;justify-content:center;margin-top:12px;background:#fff;padding:12px;border-radius:12px;border:1px solid var(--line)}
.upi-qr img,.upi-qr canvas{border-radius:6px}


/* page transitions */
@keyframes pagein{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
main{animation:pagein .45s ease both}
@media(prefers-reduced-motion:reduce){main{animation:none}}
/* tier cards */
.tier-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:880px){.tier-cards{grid-template-columns:1fr}}
.tcard{background:#fff;border:1.5px solid var(--line);border-radius:20px;padding:30px 26px;position:relative;transition:transform .2s,box-shadow .2s}
.tcard:hover{transform:translateY(-5px);box-shadow:0 16px 40px rgba(13,27,62,.1)}
.tcard.hot{border-color:var(--gold);box-shadow:0 10px 34px rgba(201,162,75,.18)}
.tcard .tbadge{position:absolute;top:-13px;left:24px;background:var(--gold);color:#231a04;font-size:11.5px;font-weight:700;padding:4px 12px;border-radius:99px;letter-spacing:.06em;text-transform:uppercase}
.tcard h3{color:var(--navy);font-size:20px;margin-bottom:4px}
.tcard .tprice{font-size:30px;font-weight:800;color:var(--navy);margin:8px 0 2px}
.tcard .tprice small{font-size:13px;color:var(--muted);font-weight:600}
.tcard ul{list-style:none;margin:16px 0 20px;display:flex;flex-direction:column;gap:9px}
.tcard li{font-size:14px;color:var(--ink);padding-left:24px;position:relative}
.tcard li::before{content:"✓";position:absolute;left:0;color:var(--gold2);font-weight:700}
/* notice board */
.nboard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px 22px;max-width:820px}
.nrow{display:flex;gap:14px;padding:14px 0;border-top:1px solid #eef1f7;font-size:14.5px;align-items:baseline}
.nrow:first-child{border-top:none}
.nrow .nd{color:var(--gold2);font-size:12px;font-weight:700;white-space:nowrap;letter-spacing:.04em}
/* cta band */
.ctaband{background:linear-gradient(150deg,var(--navy),var(--navy2));border-radius:22px;padding:44px 38px;color:#fff;text-align:center}
.ctaband h2{color:#fff;margin-bottom:10px}
.ctaband p{color:#c3d0e5;max-width:520px;margin:0 auto 24px}
/* staggered reveals */
.fadeup:nth-child(2){transition-delay:.07s}.fadeup:nth-child(3){transition-delay:.14s}.fadeup:nth-child(4){transition-delay:.21s}.fadeup:nth-child(5){transition-delay:.28s}.fadeup:nth-child(6){transition-delay:.35s}